Third-Party Insurance

Third party insurance covers the insured person for any claims made by a third party. If you are involved in a motor vehicle collision, and you are at fault, you will not only have your own car”s damage to contend with but will be liable for the damage to the other vehicle and any injuries sustained by those traveling in the car. Third party insurance covers you against this liability. Although third party insurance is not restricted to motor vehicles, this is the area in which it is most commonly used and most often abused.